Which watches need insurance?

Insuring a watch only makes sense if the value is too high to lose in an emergency. If you own a luxury timepiece like a Rolex, Omega, or Cartier, adding protection plan can offer you the peace of mind and comfort to wear it without worrying about the what-if.

Can you insure a luxury watch?

Yes, you can get insurance for a luxury watch like a Rolex, Breitling, Cartier, or Patek. These are often policies separate from a traditional homeowners' or renters' policy that covers the scheduled item for its value.

Is it worth getting watch insurance?

If your watch is valued more than what your homeowners or renters policy will cover, then it is wise to get an all risk policy to cover your watch specifically.

How do you get insurance for a watch?

You can get a special policy for your watch by calling your homeowners insurance provider and seeking a quote or going with a specialty watch insurance company. The price of the policy is based on the value of the watch.

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THE BEST WATCH INSURANCE COMPANIES: HERE'S HOW TO PROTECT YOUR LUXURY TIMEPIECE

5 best watch insurance companies: How to protect your luxury timepiece