What does business insurance cover?

Business insurance coverages and exclusions vary by policy; a basic BOP covers the following: - Property insurance for the business' buildings and equipment - Business interruption insurance for the loss of earnings that may occur from fires, storm damage or other major disasters - General liability protection that covers your legal responsibility if another party is injured or experiences damages from your business

What is general liability insurance?

General liability protects you from losses related to injuries, property damage or misleading advertising. If you have clients who visit your business premises — and therefore are at risk of becoming hurt in an accident on your property — general liability coverage is a necessity.

How much does business insurance cost?

The cost of coverage depends on a wide range of factors, including your company size, industry and location. In general, you should expect to pay anywhere from $500 to $5,000 for a basic business owners policy (BOP).

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