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AMERICAN CONSUMER CREDIT COUNSELING REVIEW: A NON-PROFIT SOLUTION TO MOUNTING DEBT

American Consumer Credit Counseling review January 2025: Features, pricing, and more

Credit Counseling: These services will evaluate your current financial situation and provide you with a detailed review that considers your income, assets, and expenses. Options are then given to help you get on track to pay down the debt.
Debt Management Program: This program develops a manageable monthly payment plan so that you can pay down debt and stay on budget. It may consolidate debts into one affordable payment, making it easier to manage owed money.
Bankruptcy Counseling: The U.S. government requires this session for anyone looking to file for bankruptcy. The session assesses the debt, considers options, and advises clients on how to better manage debt in the future.
Housing Services: Taking on a mortgage is a big deal, whether it is a traditional mortgage or a reverse mortgage. American Consumer Credit Counseling will help consumers better understand the loans and how it affects their long-term financial goals.
Debt Settlement: This service negotiates a lower amount owed on credit card debts to help reduce payments and interest. However, this can negatively impact credit scores since you need to stop paying the debt to allow the company to negotiate a settlement.
Debt Consolidation: This process involves taking several loans and credit card debts and consolidating them into one loan to make payments easier. The goal is to lower monthly payments with a lower interest rate and set a time period to pay off the debt.