What is the difference between general liability and contractors’ liability insurance?

General liability insurance protects a business from third-party claims of injury and property damage. Contractors' liability insurance is a type of professional liability insurance policy that protects contracts from claims that they erroneously did their job.

Is it good to have professional liability insurance?

In some cases, you won’t have a choice and will be required to get professional liability insurance to obtain a state license or city permit. If you aren’t required to get it, it may still be worth obtaining it to protect against costly claims that you didn’t do your job professionally.

Is general liability worth it?

General liability insurance is worth the premium because it protects against some of the most common and costly claims a small business can have. These include slip and fall accidents or damage to consumers’ personal property.

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GENERAL LIABILITY INSURANCE VS. PROFESSIONAL LIABILITY INSURANCE: WHICH ONE DOES YOUR BUSINESS NEED

General liability vs. professional liability insurance: which one does your business need