Is Jewelers Mutual reliable?

Jewelers Mutual has a high AM Best rating, which suggests that it is financially stable. Past customers also have mostly positive things to say about the company, which is a good indication that it is reliable and trustworthy.

Does Jewelers Mutual charge an annual or monthly premium?

Jewelers Mutual charges annual premiums, so you’ll pay for your coverage once a year. You cannot opt to pay a monthly premium for your jewelry insurance coverage with this company.

Does Jewelers Mutual require appraisals?

In most cases, Jewelers Mutual doesn’t require appraisals. However, we strongly recommend getting your jewelry appraised anyway. Doing so will help ensure you get the proper coverage amount.

Jewelers Mutual review 2025: A financially stable jewelry insurer for your rings, watches, and loose stones