Is My Banking Direct a legitimate bank?

Yes, My Banking Direct is a service of Flagstar Bank, N.A. The parent company is New York Community Bancorp, which is headquartered in Hicksville, New York, and was founded in 1859.

Is My Banking Direct a safe bank?

All accounts at My Banking Direct are FDIC insured up to $250,000.

Does My Banking Direct have an app?

Yes, the bank’s app is called NYCB Mobile.

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MY BANKING DIRECT REVIEW FOR JANUARY 2025: HIGH-YIELD SAVINGS WITH 4.65% APY

My Banking Direct review January 2025: A high-yield savings account with a stellar 4.65% APY but few other account options

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