Is the Capital One QuicksilverOne Card worth it?

The Capital One QuicksilverOne Card charges a $39 annual fee. With a 1.5% cash back floor, it can absolutely be worth it for many situations—but do the math to see if you wouldn’t be better served by a no annual fee cash back credit card.

Is the Capital One QuicksilverOne Card hard to get?

The Capital One QuicksilverOne Card is not hard to get. If you’ve got a fair credit score (580+), you should qualify for this card—unless Capital One doesn’t approve of some other element of your credit profile.

Does Capital One automatically increase your credit limit?

Capital One will automatically evaluate you for a credit limit increase after just six months of holding the Capital One QuicksilverOne Card. If you’ve exhibited healthy credit habits (such as paying your bills on time and keeping a low balance), you may be eligible for a bump.

Capital One QuicksilverOne Cash Rewards Credit Card: A strong cash-back credit card for those with fair credit