What is the credit limit for the Upgrade Unlimited Cash Rewards Visa?

Upgrade offers a personal line of credit with a limit of $500 to $25,000, which you can access with a Visa card.

What are the disadvantages of the Upgrade card?

The main disadvantage of the Upgrade card is that monthly payments are fixed, so you don’t have the option to pay a smaller amount in certain months when cash flow is tighter.

Does Upgrade do a hard pull?

Yes, if you submit an application for an Upgrade card or loan, they will perform a hard credit inquiry. This could have a temporary and minimal negative impact on your credit score.

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UPGRADE CASH REWARDS ELITE VISA® REVIEW

Upgrade Cash Rewards Elite Visa® review: A flexible alternative to a personal loan