What’s the best credit repair company?

The best credit repair company for you will depend on your needs and budget. Each company offers an array of different services and pricing models, so comparing options can help you find a company that suits your situation. Some top companies include Credit Saint, The Credit People, The Credit Pros, Sky Blue, and Lexington Law.

Can you really pay someone to fix your credit?

Yes, it’s possible to pay a credit repair company to help dispute inaccurate or incomplete information on your credit reports. Getting this information removed could help improve your credit. That said, credit repair companies don’t guarantee they’ll fix your credit.

What’s the fastest way to fix your credit?

Several actions could help you fix your credit, including contacting the credit bureaus to get inaccurate or incomplete information removed from your credit reports, paying down credit card debt, making on-time payments, increasing your credit limits, and limiting the number of new accounts you open.

How long does it take to repair credit?

The three credit agencies — Equifax, Experian, and TransUnion — typically evaluate credit on a monthly basis. They monitor factors that include debt and late payments. Reducing debt presents the quickest path to improving your credit where you may see results in less than two months. Seeing results after removing inaccuracies will take about three to six months.

What is a bad credit score?

Bad credit, or subprime credit, is typically anything below 580. The lower your credit score, the harder it will be to secure a lower interest-rate loan or credit card. A high credit score can help unlock the best available loans, credit cards, and other financial products.

What is the best possible credit score?

Older credit score models used to go as high as 900, but that's not the case anymore. The highest possible credit score one can achieve is capped at 850, which only less than 2% of Americans have.

Home
Personal Finance
Education
Business Solutions
Shopping

We have independently evaluated the products and services below. We may earn affiliate revenue from links in the content.

Home Page

Personal Finance

Credit Cards
Banking

Savings

Best Savings Accounts
Best High-Yield Savings Accounts
What is a High-Yield Savings Account?
Savings Calculator

CDs

Best CD Rates
Current CD rates
1-Year CD Rates

Best Money Market Accounts
Best Cash Advance Apps
Free Checking Accounts
Checking Account Bonuses
Online Banks & Credit Unions
Business Checking Accounts
Budgeting Apps

Insurance

Jewelry Insurance
Small Business Insurance Companies

Mortgages

Home Equity Loan Rates

Investing

Investments
Online Brokerages
Investment Apps
Cryptocurrency Apps & Exchanges
Roth IRAs
Robo-Advisors

Loans

Best Credit Repair Companies
Best Debt Relief Companies
Personal Loans
Buy-Now, Pay-Later Apps

Education

Business
Tech
Health & wellness

Business Solutions

VoIP
CRM
Payroll
Web Hosting

Shopping

Shopping Guides

Go to Fortune.com

LOANS

LOANS AND MORTGAGES
LOANS
5 BEST CREDIT REPAIR COMPANIES—AND WHAT THEY DO WELL

5 best credit repair companies—and what they do well

$\"Best$